indexPe

Nifty Financial Services PE Ratio

Fairly ValuedSectoralNSELast updated: 20 Aug 2026
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Current PE Ratio
16.07
5Y Median PE
17.73
vs 5Y Median
-9.34%

Valuation Percentile

Nifty Financial Services's PB is cheaper than 100% of the last 5 years.

As of 20 Aug 2026 · 5Y daily data (1,240 obs)

The Nifty Financial Services PE ratio is 16.07 as of 20 August 2026, about 9% below its 5-year median of 17.73, which places it in fairly valued territory on a historical basis.

PE Ratio vs Historical Medians

PeriodMedian PECurrent vs Median
Full history19.20-16.30%
7 Years18.48-13.04%
5 Years17.73-9.34%
3 Years17.18-6.46%
1 Year17.22-6.68%

Historical PE Ratio

Performance and risk

1Y total return
+0.75%
5Y total return (p.a.)
+11.07%
Volatility (1Y std dev)
17.08%
Beta vs Nifty 50 (1Y)
1.19

1-year holding windows since 2004 returned a median of +17.79% (best +167.23%, worst -60.30%).

View full performance and risk

Returns as of July 2026, from the NSE factsheet for the Nifty Financial Services. 1-year returns are absolute; 5-year returns are annualized.

Stocks in the Nifty Financial Services

The Nifty Financial Services contains 20 constituents.

Financial Services: 20
SymbolCompanyIndustryWeight(%)
HDFCBANKHDFC Bank Ltd.Financial Services18.01
ICICIBANKICICI Bank Ltd.Financial Services14.70
SBINState Bank of IndiaFinancial Services9.98
BAJFINANCEBajaj Finance Ltd.Financial Services9.43
AXISBANKAxis Bank Ltd.Financial Services8.89
KOTAKBANKKotak Mahindra Bank Ltd.Financial Services8.86
BSEBSE Ltd.Financial Services4.59
SHRIRAMFINShriram Finance Ltd.Financial Services4.52
BAJAJFINSVBajaj Finserv Ltd.Financial Services3.62
SBILIFESBI Life Insurance Company Ltd.Financial Services2.61
CHOLAFINCholamandalam Investment and Finance Company Ltd.Financial Services
HDFCLIFEHDFC Life Insurance Company Ltd.Financial Services
ICICIGIICICI Lombard General Insurance Company Ltd.Financial Services
JIOFINJio Financial Services Ltd.Financial Services
LICHSGFINLIC Housing Finance Ltd.Financial Services
MFSLMax Financial Services Ltd.Financial Services
MUTHOOTFINMuthoot Finance Ltd.Financial Services
PFCPower Finance Corporation Ltd.Financial Services
RECLTDREC Ltd.Financial Services
SBICARDSBI Cards and Payment Services Ltd.Financial Services

Constituent list as of 16 August 2026, sourced from NSE Indices. Weights as of 31 July 2026, from the NSE factsheet.

How this index works

Selection
The index is designed to reflect the behaviour and performance of the Indian financial market namely 1) Banking, 2) Financial Institutions, 3) Housing Finance, 4) NBFC, 5) Insurance and 6) Other Financial Services companies.
Rebalanced
Semi-annually. The review of sectoral indices is undertaken semi-annually based on data for six months ending January and July.
Weight cap
For all other sectoral indices, the weight of each stock is capped at 33% and the weight of top 3 stocks is capped at 62%

Summarised from NSE's official methodology document (PDF) for the Nifty Financial Services; the PDF is authoritative.

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Frequently Asked Questions

What is the current Nifty Financial Services PE ratio?

As of 20 August 2026, the Nifty Financial Services PE ratio is 16.07. That is about 9% below its 5-year median of 17.73 and about 7% below its 1-year median of 17.22.

Is the Nifty Financial Services undervalued right now?

On a historical basis it screens as fairly valued. Its current PE of 16.07 sits below every median window: 1-year (17.22), 3-year (17.18), 5-year (17.73), 7-year (18.48) and full-history (19.20).

What is a normal PE ratio for the Nifty Financial Services?

Over the past five years its median PE has been 17.73, and over the past three years 17.18. Today's 16.07 is toward the lower end of that historical range.

How many stocks are in the Nifty Financial Services?

The Nifty Financial Services contains 20 stocks. By number of companies, its largest sectors are Financial Services (20 stocks).

What returns has the Nifty Financial Services delivered?

As of July 2026, the Nifty Financial Services total return (with dividends reinvested) is +0.75% over the past year and +11.07% annualized over the past five years. One-year figures are absolute; multi-year figures are annualized (CAGR). Data from the NSE factsheet.

How volatile is the Nifty Financial Services?

Over the year to July 2026, the Nifty Financial Services had an annualized volatility (standard deviation of daily returns) of 17.08%. Its beta versus the Nifty 50 is 1.19, meaning it has moved more than the broad market.

What is a typical one-year return for the Nifty Financial Services?

Across every one-year holding window since 2004, the Nifty Financial Services total return has a median of +17.79%, with the best window at +167.23% and the worst at -60.30%. Based on NSE Total Returns Index data; a past distribution, not a prediction.

How often is the Nifty Financial Services rebalanced?

The Nifty Financial Services is rebalanced semi-annually. The review of sectoral indices is undertaken semi-annually based on data for six months ending January and July. Details are in the official NSE methodology document.

Last updated: 20 August 2026.